Paisa Hosting Live In 5 Minutes

Paisa hosting keeps your budgets, net worth and investment returns on your own server. Deploy Paisa v0.7.6 as a self-hosted personal finance manager built on a plain-text ledger: xCloud runs the pinned official image, generates the admin password, mounts one persistent data volume for your ledger, database and configuration, and publishes it over HTTPS on your own domain, behind a single login.

  • No terminal
  • No technical skills needed
  • No lock-in, cancel anytime

What is Paisa?

Self-hosted Paisa is a personal finance manager. Its README says it builds on top of the ledger double-entry accounting tool, and the web interface shows budgets, net worth, cash flow, investment returns, goals, recurring transactions and tax reports from a plain-text ledger journal. It suits people who want their own ledger file, rather than a hosted budgeting service, as the source of truth. It is licensed under the AGPL 3 or later.

On xCloud the template runs the ananthakumaran/paisa v0.7.6 image as a single container pinned by immutable digest, with one paisa_data volume holding your ledger, database and paisa.yaml. HTTPS is published on your domain, and xCloud generates the admin password for the one login. It is single-user, has no password reset, and a new install starts empty.

From Sign-Up to a Live Finance Manager In Just 3 Easy Steps

Self-hosting a finance app normally means a container, a login you have to bolt on, a volume, a domain and a certificate before the first transaction. This is the same result without assembling any of it.

  1. Step 01

    Sign Up

    Create your xCloud account and pick Paisa from the OneClick catalog. Choose your domain and target server — there are no extra fields to fill in.

  2. Step 02

    We Deploy It For You

    One click. We bring up the official Paisa image, pinned by immutable digest, as a single container with an embedded SQLite database, mount the paisa_data volume, generate the admin password, and publish it over HTTPS on your domain.

  3. Step 03

    Sign In And Add Your Ledger

    Open your HTTPS Paisa URL and sign in as admin with the password shown in the protected installation credentials. The ledger starts empty: add accounts and transactions in the Ledger editor, or set your currency, locale and financial year under Configuration.

Everything Paisa Does, On Your Own Server

Paisa runs in full here: a plain-text-ledger finance manager on your own domain, with its data on a volume you control.

  • Budgets, Cash Flow And Net Worth

    Track budgets, cash flow and net worth from a plain-text ledger you own.

  • Investment Returns, Goals And Tax Reports

    Follow investment returns, goals, recurring transactions and tax reports in one web interface.

  • Built-In Ledger Editor

    Add accounts and transactions in the Ledger editor in the browser, and set currency, locale and financial year in Configuration.

  • A Generated Admin Login

    xCloud generates an admin password at install. Unauthenticated API requests were verified to be rejected, and there is no passwordless access.

  • Single Container, Embedded SQLite

    No separate database service to run: the ledger, SQLite database and configuration live together on one persistent volume.

  • Loopback-Only Port

    The container port is bound to loopback only and published through xCloud-managed HTTPS.

Everything You Need To Run Your Finance Manager 24/7

Managed hosting for Paisa, so the parts that keep it online are not your problem.

  • Paisa v0.7.6 deployed instantly
  • Official image pinned by digest
  • Admin password generated for you
  • Kept behind xCloud nginx
  • Free SSL certificate
  • Server backups and snapshots
  • Server security updates included
  • Choose your server region
  • Unused balance refunded

What You Can Do With Paisa

  • Keep personal finances private

    Run it on your own server so your budgets, net worth and investment returns stay behind a login on infrastructure you control.

  • Follow where the money goes

    See budgets, cash flow and net worth together, built from a plain-text ledger you own.

  • Track investments and goals

    Follow investment returns, goals and recurring transactions in one place, and pull tax reports from the same ledger.

  • Start from an empty ledger

    Add accounts in the built-in Ledger editor, or set currency, locale and financial year in Configuration, with nothing to import first.

Paisa vs Alternatives

YNAB
Compared with YNAB, Paisa reads a plain-text ledger you own and runs on your Cloud VPS, so budgets, net worth and returns stay behind your own login, in a file you can copy.
Actual Budget
Actual Budget has its own xCloud template. Paisa reads a plain-text ledger journal, per its README, and shows budgets, net worth, investment returns and tax reports from it.
Firefly III
Firefly III has its own xCloud template. Paisa keeps your data in a plain-text ledger file you can copy, and is single-user.
Ghostfolio
Ghostfolio has its own xCloud template. Paisa covers investment returns plus budgets, goals and tax reports from the same ledger, for one person's finances.

Simple Pricing. Everything Included.

Dedicated Cloud VPS sizes, pre-configured for Paisa hosting. Pick the one that fits, and resize any time.

Cloud VPS 6 GB

Most popular

A private finance manager for one household.

$24.99per month

  • 6 GB RAM
  • 4 vCPU cores
  • 100 GB NVMe SSD
  • 30 TB
  • Unlimited
Get started

Cloud VPS 16 GB

More headroom if Paisa sits alongside other apps on the same server.

$59.99per month

  • 16 GB RAM
  • 6 vCPU cores
  • 200 GB NVMe SSD
  • 30 TB
  • Unlimited
Get started

Every size is a dedicated Cloud VPS we provision, patch, monitor and restore. Billed monthly with no lock-in — delete the server and the unused balance comes back to your account. Paisa itself is licensed by its maintainers under AGPL-3.0 or later.

Already Have a Server? Bring Your Own

Connect any VPS — DigitalOcean, Vultr, Linode, AWS, Hetzner or bare metal — and deploy Paisa on it through the same panel, for a per-server management fee instead of a Cloud VPS rental.

Free

Start your journey without cost.

$0forever

  • 1 server
  • 10 sites
Start free

Starter

Most popular

Your rate with 2–5 servers connected.

$5per server / month

  • 2–5 servers
  • Unlimited sites
  • All features included
  • Bring any VPS provider
Get started

Professional

The same platform, discounted at 6–10 servers.

$4per server / month

  • 6–10 servers
  • Unlimited sites
  • All features included
  • Bring any VPS provider
Get started

Agency

The same platform, discounted at 11+ servers.

$3per server / month

  • 11+ servers
  • Unlimited sites
  • All features included
  • Bring any VPS provider
Get started

Priced per connected server, so your rate adjusts automatically as you add or remove servers. You pay your own provider for the server itself.

Ready To Run Your Own Finance Manager?

Paisa on xCloud runs on a dedicated Cloud VPS that we provision, patch, monitor and restore. Deploy faster. Own the server. Stay in control.

Hear what people are saying about us

See why agencies, developers, startups, and growing businesses choose xCloud to power their projects.

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Frequently Asked Questions

Feel free to contact us with any questions or concerns you may have.

How much RAM does Paisa need?

The manifest asks for 1 CPU core, 256 MB of RAM and 2 GB of disk, because Paisa is a single small Go binary. The 6 GB Cloud VPS this page sells is far beyond that, leaving plenty of room for a long ledger history and other apps on the server.

Is Paisa free and open source?

Yes. Paisa is licensed under the AGPL 3 or later, per its README and the COPYING file at the v0.7.6 tag, so the software costs nothing to run. xCloud only charges for the dedicated Cloud VPS, and your ledger stays in your own paisa_data volume.

Can you run Paisa with Docker?

Yes, and this is Paisa Docker hosting prepared for you: the template runs the official ananthakumaran/paisa v0.7.6 image as one container, pinned by immutable digest, with paisa_data mounted for your ledger, database and configuration, and HTTPS in front on your domain.

Does Paisa use a plain-text ledger?

Yes. The README says Paisa builds on top of the ledger double-entry accounting tool, and it reads your journal to build budgets, net worth and reports. New installs start empty, so add accounts and transactions in the built-in Ledger editor or set currency and financial year in Configuration.

Can several people have their own logins in Paisa?

No. Paisa is single-user here: one admin login can read and change everything. Share the password only with someone you would trust with every figure, and keep the address private, since the app has no per-user accounts or roles to limit access.

What if I forget my Paisa password?

Paisa has no password reset. Remove the user_accounts section from paisa.yaml in the data volume and restart; the app is then open to anyone who can reach the URL until you add a user account again, so do it quickly. Change the password under Configuration, User Accounts.

Do Paisa price lookups work on a self-hosted server?

Price lookups for mutual funds and similar commodities need outbound internet access from the server, which a Cloud VPS normally has. They fetch prices from external sources, so a lookup can fail when a source is unreachable; the template configures none of them for you.

What should I back up on a Paisa server?

A backup is the paisa_data volume, which holds your ledger journal, the database and paisa.yaml, including the hashed admin login. Your ledger is the source of truth, so it is the file that matters most. Keep a copy off the server and test a restore.

How do I upgrade Paisa?

Nothing upgrades it for you: the template pins v0.7.6 by immutable digest. When a newer template version is published, back up the paisa_data volume with writes stopped, read the upstream release notes, adopt that version, then confirm sign-in and a report.

Is this Paisa cloud hosting?

It is your own Paisa on a dedicated Cloud VPS that xCloud provisions, not a hosted finance service. The container, the volume and the admin login belong to your install, and your ledger is never uploaded to a third party by the template.

Can I cancel anytime?

Yes. There is no lock-in — cancel any time. Hosting is billed monthly and charged for what you actually use, so when you delete the server the unused balance is refunded to your account, less up to 10% in payment-processing fees.

Ready to Run Your Own Finance Manager?

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