WYGIWYH Hosting Live In 5 Minutes

Deploy WYGIWYH hosting and track what you earn and spend on your own server. xCloud runs the pinned WYGIWYH 0.23.2 image with a private PostgreSQL 15 database, generates the admin password, secret key and database password, mounts persistent volumes for your data and uploaded files, and publishes the app over HTTPS with public sign-up disabled.

  • No terminal
  • No technical skills needed
  • No lock-in, cancel anytime

What is WYGIWYH?

WYGIWYH (What You Get Is What You Have) is an open-source, principles-first finance tracker for people who prefer a no-budget approach to managing their money. It is built around a simple idea: use what you earn this month for this month, and treat any savings as untouchable for future months.

It combines multi-currency accounts, customisable transactions and a built-in dollar-cost averaging tracker in one web app. On xCloud it runs on your own server with a private PostgreSQL database.

From Sign-Up to Your First Transaction In 3 Easy Steps

A WYGIWYH stack normally means the app, a PostgreSQL database, generated secrets, volumes, a domain and a certificate before the first transaction. This is the same result without assembling any of it.

  1. Step 01

    Sign Up

    Create your xCloud account and pick WYGIWYH from the OneClick catalog. Choose your domain and target server, then enter the administrator email you will sign in with.

  2. Step 02

    We Deploy It For You

    One click. We bring up the official WYGIWYH image pinned by digest with a private PostgreSQL 15 database that publishes no host port, mount the wygiwyh_postgres and wygiwyh_attachments volumes, generate the admin password, secret key and database password, and publish the app over HTTPS.

  3. Step 03

    Add Your First Transaction

    Save the admin password from the protected installation credentials, wait about two minutes for the first start to apply migrations, then sign in over HTTPS. Create your currencies and accounts, then record your first transaction.

Everything WYGIWYH Does, On Your Own Server

WYGIWYH runs in full here: a multi-currency finance tracker on your own domain, backed by a database you own.

  • Unified Transaction Tracking

    Record all your income and expenses in one place, organised across the accounts where your money and assets are kept.

  • Multi-Currency Support

    Track transactions and balances in different currencies out of the box.

  • Custom Currencies

    Create your own currencies for crypto, rewards points or any other unit you want to follow.

  • Dollar-Cost Averaging Tracker

    A built-in tracker for recurring investments, aimed at crypto and stocks.

  • Rules And API

    Upstream provides customisable rules that adjust transactions automatically, and an API for connecting other services.

  • Attachments On A Persistent Volume

    Files attached to transactions are stored on the wygiwyh_attachments volume and were still present after a restart in QA.

Everything You Need To Run Your Finance Tracker 24/7

Managed hosting for WYGIWYH, so the parts that keep it online are not your problem.

  • WYGIWYH 0.23.2 deployed instantly
  • Official image pinned by digest
  • Admin and database passwords generated
  • Public sign-up disabled
  • Free SSL certificate
  • Server backups and snapshots
  • Server security updates included
  • 30+ server locations
  • Unused balance refunded

What You Can Do With WYGIWYH

  • See what you earn and spend each month

    Keep income, expenses and accounts in one place instead of a spreadsheet that grows unwieldy.

  • Manage money in several currencies

    Hold accounts and record transactions in different currencies without converting them by hand.

  • Follow recurring investments

    Use the dollar-cost averaging tracker to watch regular purchases of crypto or stocks.

  • Track points and other units

    Create custom currencies for rewards points or anything else you want to count alongside your money.

  • Keep records with the transaction

    Attach files to transactions and keep the uploads on a persistent volume on your own server.

WYGIWYH Screenshots

The WYGIWYH monthly view showing a transaction with income, expenses and total summary cards
The WYGIWYH monthly view after a restart, with the transaction and its attachment still present

WYGIWYH vs Alternatives

Actual Budget
A local-first envelope budgeting app; WYGIWYH is not a budgeting app and follows a use-this-month's-income-this-month principle instead.
Firefly III
A double-entry personal finance manager with budgets, bills and reports; WYGIWYH is a lighter, opinionated tracker with a built-in DCA tracker.
A spreadsheet
Flexible, but it becomes unwieldy with several currencies, accounts and investments; WYGIWYH keeps them in one app.

Simple Pricing. Everything Included.

Dedicated Cloud VPS sizes, pre-configured for WYGIWYH hosting. Pick the one that fits, and resize any time.

Cloud VPS 6 GB

Most popular

A private finance tracker for one person or household.

$24.99per month

  • 6 GB RAM
  • 4 vCPU cores
  • 100 GB NVMe SSD
  • 30 TB
  • Unlimited
Get started

Cloud VPS 16 GB

More headroom if WYGIWYH sits alongside other personal tools.

$59.99per month

  • 16 GB RAM
  • 6 vCPU cores
  • 200 GB NVMe SSD
  • 30 TB
  • Unlimited
Get started

Every size is a dedicated Cloud VPS we provision, patch, monitor and restore. Billed monthly with no lock-in — delete the server and the unused balance comes back to your account. WYGIWYH itself is licensed by its maintainers under AGPL-3.0.

Already Have a Server? Bring Your Own

Connect any VPS — DigitalOcean, Vultr, Linode, AWS, Hetzner or bare metal — and deploy WYGIWYH on it through the same panel, for a per-server management fee instead of a Cloud VPS rental.

Free

Start your journey without cost.

$0forever

  • 1 server
  • 10 sites
Start free

Starter

Most popular

Your rate with 2–5 servers connected.

$5per server / month

  • 2–5 servers
  • Unlimited sites
  • All features included
  • Bring any VPS provider
Get started

Professional

The same platform, discounted at 6–10 servers.

$4per server / month

  • 6–10 servers
  • Unlimited sites
  • All features included
  • Bring any VPS provider
Get started

Agency

The same platform, discounted at 11+ servers.

$3per server / month

  • 11+ servers
  • Unlimited sites
  • All features included
  • Bring any VPS provider
Get started

Priced per connected server, so your rate adjusts automatically as you add or remove servers. You pay your own provider for the server itself.

Ready To Run Your Own Finance Tracker?

WYGIWYH on xCloud runs on a dedicated Cloud VPS that we provision, patch, monitor and restore. Deploy faster. Own the server. Stay in control.

Hear what people are saying about us

See why agencies, developers, startups, and growing businesses choose xCloud to power their projects.

xCloud works really well, I am surprised by its performance being this the release version, I have tried many paid platforms such as runcloud, cloudpages or serveravatar, as well as free platforms such as CyberPanel, CloudPanel or Hestia Control Panel and direct competitors such as SpinupWP and FlyWP. Of all those that I have tried, the platform that works best for WordPress is SpinupWP and I believe that xCloud can reach and surpass that development, its roadmap is promising. Congratulations to the xCloud team, I hope they become the leading platform in the segment, it has all the potential to achieve it!
Brian Geovanny
I've been with runcloud for the last 3 years. However, after trying xcloud for the last month, I'm switching over. They are on a roll with their setup.
Kevin Pineda
I'm moving my servers to xCloud, a cloud control panel by M Asif Rahman and the WPDeveloper team. Their roadmap looks interesting and no, there are no team mates nor API limits with xCloud! #xCloud #wordpress #hosting
Leo Koo
How Cloud Nine Web Elevated Client Experience While Streamlining Hosting Operations using xCloud
Ed Ellingham
xCloud is like having an expert server team on call — without the big agency costs. It's given me back my time and given my clients peace of mind. Highly recommended for freelancers and small teams who want reliable performance and security.
Dumitru Butucel
xCloud isn't just a solution. It's like one of that friend who got your back when you screw things up pretty bad.
Waqar Ahmed
Trust me when I say, once people explore the potential of xCloud they gonna switch from other panels, just keep delivering the best tech, lots of love for the team 😍😍
Rahul Singh
So far my experience has been smooth like silk. I didn't imagine that configuring and managing a VPS would be so easy. As of today, I have deployed 8 sites. The support is good, and they treat users with respect, even if they ask stupid questions (myself included). For the future, I hope for greater flexibility in scheduled backups and more comprehensive and consistent documentation. I'm sure that within a few months, xCloud will become the leader in its segment. This community is amazing, and the Staff here is super helpful.
Massimo Villa
Came from cloudways then to runcloud then to xcloud. Looks like I'm staying here.
Gerson El
I've recently taken all of my Vultr-hosted sites and gotten rid of cPanel for them to substitute it with xCloud. I have to say, I'm really impressed with xCloud so far! The interface is definitely the standout feature for me.
Tony Lewis
I came from Cloudways and won't go back. Highly impressed with xCloud. Glad I gave them a chance.
Jared McDowell
I like xCloud better than RunCloud, but one thing I'll point out is that some years ago RunCloud was hungry for business, the support was outstanding, and the community was active and helped each other. Maybe it was sold, there was a change in management, or they stopped being hungry, but the quality of the RunCloud offering declined and it hasn't been moving forward quickly. My point is that currently the xCloud team has the edge and it is theirs to keep or lose
David McCan
How Kevin Heinrichs Cut Hosting Costs by 84% While Running WooCommerce & Node.js Sites Efficiently
Kevin Heinrichs
I had 150 sites on cloudways and am in the process of moving them to xcloud. Much faster and better priced.
Dan Spinoza
Dear xCloud Team, I have been using xCloud for some time now and am genuinely impressed with its capabilities and the flexibility it offers by allowing users to bring their own VPS for management. It's a fantastic service, and my experience so far has been very positive. Successful migrated 5 sites on a single server. Xcloud migration tool worked great. There were few hiccups with security plugin like MalCare but disabling the plugin prior to migration worked just fine.
Rahil Maknojia
Came from runcloud. Tried xcloud and never came back.
Karl Fanega
How Advanced Web Strategies Saved Over $2,000 & Recovered 56 Hours per Month Managing 70+ Client Websites
Gary Moody
xCloud gave me what no other hosting platform could: the flexibility of a VPS with the convenience of managed WordPress. As a solo founder running an entire business on one server, that combination is an important unfair advantage.
Jorge de los Reyes Martínez
I use Server Avatar and xCloud and I'll sooner use xCloud than Server Avatar personally.
Jay Pagano
How Newman Web Solutions Ensured Perfect Uptime and Seamless Scaling For 120+ WordPress Sites with xCloud
Lori Newman
I too have moved over to xCloud. It's pretty sweet. One click n8n and uptime Kuma apps
John Aperture
I went from Cloudways to xCloud. No intention on switching in the foreseeable future.
Blaine Moore

Frequently Asked Questions

Feel free to contact us with any questions or concerns you may have.

Is WYGIWYH a budgeting app?

No. It follows a simple principle: use what you earn this month for this month, and treat savings as untouchable for future months.

How do I sign in for the first time?

Use the administrator email you entered at install and the generated admin password from the installation credentials. Public sign-up is disabled: the sign-up routes return 404 and every page except sign-in requires login.

What runs alongside WYGIWYH?

A PostgreSQL 15 database in a private container on the Compose network. It publishes no host port and is not reachable from outside the server.

Can I change the generated admin password?

Yes, inside the app. The environment value only creates the first account; it does not change an existing password.

Does WYGIWYH send email?

No. Email delivery is not configured because the app has no SMTP settings in this template.

What should I back up?

Both volumes: wygiwyh_postgres (accounts, transactions and settings) and wygiwyh_attachments (uploaded transaction files). Keep an off-server copy, use PostgreSQL-native dump tooling or stop the stack before copying data, and test a restore on the same image versions.

Is it safe to remove the containers?

Do not run docker compose down -v on an install you intend to keep: it removes the named volumes that hold your data.

Does xCloud automatically back up or update WYGIWYH?

No. The template pins WYGIWYH 0.23.2 by immutable digest; existing sites are not automatically upgraded. To upgrade, read the upstream release notes, back up both volumes, then bump the readable tag and digest together. Migrations run on every app container start. Server-level backups and snapshots are available on every Cloud VPS.

What are the server requirements, and why does this page sell 6 GB?

The template's baseline asks for 1 CPU core, 1024 MB of RAM and 5 GB of disk; measured idle use in QA was about 416 MiB (app 343 MiB plus PostgreSQL 73 MiB). This page sells the 6 GB tier as the entry rung, with real headroom above that baseline.

What survives a restart?

Data on the wygiwyh_postgres and wygiwyh_attachments volumes: a transaction and its attachment were still present after a restart in QA, because both are persistent named volumes.

Is there anything odd in the logs?

The container starts as root only to hand the attachments volume to the app user, and QA logged a harmless gunicorn control-socket warning on boot.

Is xCloud officially partnered with WYGIWYH?

No. No official partnership or endorsement between xCloud and the WYGIWYH project has been verified. This is a deployment and server-management option for the open-source WYGIWYH project.

Can I cancel anytime?

Yes. There is no lock-in — cancel any time. Hosting is billed monthly and charged for what you actually use, so when you delete the server the unused balance is refunded to your account, less up to 10% in payment-processing fees.

More Finance apps in one click

Browse all one-click apps →

Ready to Run Your Own Finance Tracker?

Connect your first server in minutes. No credit card required, and no plan you have to grow into.