I Hate Money Hosting Live In 5 Minutes

I Hate Money hosting on xCloud gives your group a self-hosted expense sharing app for trips, flatshares and shared bills, with no sign-up for the people you invite. Deploy I Hate Money from the OneClick catalog and xCloud starts the pinned 7.2.1 image as one container with SQLite storage, generates a session secret and mounts a persistent volume. Create the first project right away and save its private code, because public project creation starts enabled.

Deploy your I Hate Money

No terminal
No technical skills needed
No lock-in, cancel anytime

What is I Hate Money?

I Hate Money is, in its README's words, a web application made to ease shared budget management. It keeps track of who bought what, when, and for whom, and helps to settle the bills. Access is by a private project code rather than a global user account, so friends you share the code with can add bills without signing up. Self-hosted I Hate Money is an expense sharing app you run yourself instead of the project's hosted version at ihatemoney.org. Its code is distributed under a BSD beerware derivative licence.

On xCloud this template deploys I Hate Money 7.2.1, pinned by digest, as one container with an in-process SQLite database on the ihatemoney_db volume. Public project creation is enabled by default, so anyone who finds the address can create a project until you switch it off, and email is not configured until you add mail settings.

From Sign-Up to a Live I Hate Money Site In Just 3 Easy Steps

Self-hosting I Hate Money normally means a Docker host, a secret key, a domain and a certificate before the first project can be created. This is the same result without assembling any of it.

Step 01
Sign Up
Create your xCloud account and pick I Hate Money from the OneClick catalog. There are no extra fields — xCloud generates the secret key.
Step 02
We Deploy It For You
One click. We bring up the pinned I Hate Money 7.2.1 image and publish it over HTTPS on your domain, with the homepage public and no instance login.
Step 03
Create Your First Project
Open your site, create a project, save its private project code, then add participants and your first bill.

Everything I Hate Money Does, On Your Own Server

I Hate Money runs in full here — shared expenses, settlements and a REST API, on infrastructure you control.

Track Shared Spending
Keep track of who paid, for whom and when — built for flatshares, trips, events and small groups.
Settle Up In A Few Clicks
Get suggested reimbursements and record a settlement bill straight from the Settle page.
No Sign-Up Required
Each project is protected by its own private code, shared only with the group — nobody needs an account.
Import And Export
Bring data in and out with previously exported JSON or Cospend-compatible CSV, plus monthly statistics and project history.
Automate With The REST API
Every project's data is reachable through the built-in REST API, protected by the project's own code.
Survives A Restart
Projects, participants, bills and balances all survive an xCloud Restart — verified in QA.

Everything You Need To Run Your Expense Tracker 24/7

Managed hosting for I Hate Money, so the parts that keep it online are not your problem.

I Hate Money 7.2.1 deployed instantly
Session secret key generated for you
Free SSL certificate
Automatic server backups
Security updates included
Choose your server region
Unused balance refunded

What You Can Do With I Hate Money

Split a trip's costs
Everyone adds what they paid for, and the app works out who owes whom so the group can settle up at the end.
Run a flatshare budget
Housemates keep shared bills in one project, with each person added to the project and each bill split between those who benefit.
Share without accounts
You give friends the project code, and they open it and add bills without registering anywhere.
Keep group money records on your own server
A group that does not want its spending on a third-party app keeps the projects in a SQLite file on a server it rents.

I Hate Money vs Alternatives

Splitwise: I Hate Money tracks who paid, for whom and when, and suggests how to settle, with private project codes rather than user accounts, on a server you run. This page makes no feature-parity claim with Splitwise.
Tricount: Self-hosted I Hate Money keeps a group's bills in a SQLite file on your own server, and friends join a project with its code instead of signing up. Compare it with Tricount on the features your group relies on.
Spliit: Spliit has its own OneClick page. I Hate Money groups bills into projects, each opened with a private project code; compare how each app shares a group before choosing.
Expensave: Expensave has its own OneClick page. I Hate Money is built around shared group projects such as a trip or a flatshare, where everyone with the code can add bills.

Simple Pricing. Everything Included.

Dedicated Cloud VPS sizes, pre-configured for I Hate Money hosting. Pick the one that fits, and resize any time.

Cloud VPS 6 GB

Cloud VPS 16 GB

Many projects and groups on one instance.

$59.99per month

16 GB RAM
6 vCPU cores
200 GB NVMe SSD
30 TB
Unlimited

Get started

Cloud VPS 24 GB

I Hate Money alongside a whole self-hosted stack.

$84.99per month

24 GB RAM
8 vCPU cores
300 GB NVMe SSD
30 TB
Unlimited

Get started

I Hate Money is free and open source under a BSD-style license; this is the managed server it runs on. The template manifest asks for 1 CPU core, 256 MB of RAM and 1 GB of disk. This page sells the 6 GB tier. Every size is a dedicated Cloud VPS we provision, patch, monitor and restore.

Managed hosting

Already Have a Server? Bring Your Own

Connect any VPS — DigitalOcean, Vultr, Linode, AWS, Hetzner or bare metal — and deploy I Hate Money on it through the same panel, for a per-server management fee instead of a Cloud VPS rental.

Free

Start your journey without cost.

$0forever

1 server
10 sites

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Professional

The same platform, discounted at 6–10 servers.

$4per server / month

6–10 servers
Unlimited sites
All features included
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Agency

The same platform, discounted at 11+ servers.

$3per server / month

11+ servers
Unlimited sites
All features included
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Priced per connected server, so your rate adjusts automatically as you add or remove servers. You pay your own provider for the server itself.

Self-managed hosting

Ready To Split Costs On Your Own Server?

I Hate Money on xCloud runs on a dedicated Cloud VPS that we provision, patch, monitor and restore. Deploy faster. Own your projects. Stay in control.

Fast Provisioning
Deploy faster using an xCloud Managed Server built with optimized stacks and high-speed SSDs.
Enterprise-grade security
Protect your infrastructure with a free SSL certificate and more advanced security features at no additional cost.
Intuitive Control Panel
From Server creation to application deployment, everything can be managed from our intuitive control panel.

Hear what people are saying about us

See why agencies, developers, startups, and growing businesses choose xCloud to power their projects.

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So far my experience has been smooth like silk. I didn't imagine that configuring and managing a VPS would be so easy. As of today, I have deployed 8 sites. The support is good, and they treat users with respect, even if they ask stupid questions (myself included). For the future, I hope for greater flexibility in scheduled backups and more comprehensive and consistent documentation. I'm sure that within a few months, xCloud will become the leader in its segment. This community is amazing, and the Staff here is super helpful.

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Frequently Asked Questions

Feel free to contact us with any questions or concerns you may have.

Is I Hate Money free?

Yes. I Hate Money is open source, and its README calls the licence a BSD beerware derivative, linked from this page at the pinned 7.2.1 tag. xCloud bills for the Cloud VPS under it, not for the app. The project also runs a hosted version, which is separate from this install.

Can you self-host I Hate Money with Docker?

Yes, and this I Hate Money Docker hosting template does it for you: the ihatemoney/ihatemoney image, pinned by digest, runs as one container with SQLite on your own server, with HTTPS in front of port 8000. It is not an I Hate Money cloud account, so your projects stay with you.

How much RAM does I Hate Money need?

At its floor, I Hate Money wants 256 MB of RAM, 1 CPU core and 1 GB of disk for the single web process and SQLite. Upstream publishes no RAM figure, so that is an estimate. This page sells the 6 GB tier, which leaves enormous headroom for other apps.

Do my friends need accounts on I Hate Money?

No. Each project has a private code, and anyone you share it with can view and add bills with no sign-up. There is no instance-wide login on the public pages. Share each code only with the people who should see those bills, and treat it like a password.

Can strangers create projects on my I Hate Money?

Yes, until you stop it. Public project creation is enabled by default, so anyone who can reach the site can create a project. After your own projects exist, set ALLOW_PUBLIC_PROJECT_CREATION=False in the Environment editor and redeploy. Existing project codes keep working.

Can I protect I Hate Money with an admin password?

Yes, as an optional layer. Generate a password hash inside the container, put it in ADMIN_PASSWORD wrapped in single quotes, set ACTIVATE_ADMIN_DASHBOARD=True and redeploy. It is stored as a hash, never plaintext. Change settings in the environment, since in-app edits revert on restart.

Does I Hate Money send invitation email?

Not until you configure it. Email is not set up, so creating a project shows a harmless reminder-email error, though the project is still created. To send mail, fill in the MAIL_* settings in the Environment editor and redeploy, then test an invitation.

How do I back up I Hate Money?

Back up the whole ihatemoney_db volume, which holds the SQLite database of projects, members, bills and settlements. Stop writes or use an SQLite-aware snapshot before copying, keep an off-server copy, and treat project codes and backups as sensitive. Test a restore with the same image version.

Backup and restore Docker apps

How do I upgrade I Hate Money?

7.2.1 stays pinned on a live install through catalog updates, and you choose when to adopt a newer template version. Back up the volume first and read the upstream release notes, since database migrations run when the process starts. Then open a project and confirm its bills are intact.

Is I Hate Money an alternative to Splitwise?

I Hate Money tracks who paid and who owes and suggests reimbursements, with private project codes rather than user accounts, on your own server. This page makes no feature-parity claim with Splitwise, so check the currencies and reminders you rely on.

Can I cancel anytime?

Yes. There is no lock-in — cancel any time. Hosting is billed monthly and charged for what you actually use, so when you delete the server the unused balance is refunded to your account, less up to 10% in payment-processing fees.